Apple Watch for Free through the HDFC Ergo

Apple Watch for Free through the HDFC Ergo

The HDFC Ergo “India Gets Moving” program, in collaboration with Zopper, offers individuals in India an innovative way to earn a full refund on their Apple Watch purchase by meeting daily step goals. This program encourages physical activity while making the premium wearable accessible. Here’s how it works

Eligibility and Enrollment

1. Purchase Requirement:
   • You need to purchase an Apple Watch from authorized Apple Premium Resellers like Invent or Unicorn. Online purchases or purchases through other retailers (e.g., Amazon or Flipkart) are not eligible.
   • The program is region-specific and may vary based on the city and store.
2. Program Registration:
   • Upon buying an Apple Watch, you must enroll in the Zopper Wellness Program during your purchase.
   • Store representatives assist with the enrollment process by inputting your details into the Zopper Retail Portal.
   • Once registered, you become part of HDFC Ergo’s insurance program, facilitated by Solvy Tech Solutions.
3. Step Tracking:
   • Sync your Apple Health Kit data with the HDFC Ergo app to track your daily physical activity and step count.

How to Earn Refunds

Participants can earn a full or partial refund based on their daily step counts, which are converted into points. The refund process is structured as follows:

1. Step-to-Point Conversion:
   • Up to 8,000 steps: 0 points
   • 8,001–10,000 steps: 1 point
   • 10,001–12,000 steps: 2 points
   • 12,001–15,000 steps: 3 points
   • More than 15,000 steps: 4 points
2. Monthly Refund Tiers:
   • Accumulated points over a month determine the refund percentage:
     • <30 points: No refund
     • 31–50 points: 10% refund
     • 51–70 points: 30% refund
     • 71–90 points: 60% refund
     • 91–110 points: 80% refund
     • 110 points: 100% refund
3. Consistent Effort for Full Refund:
   • To achieve a full refund, participants must walk more than 15,000 steps daily and consistently accumulate over 110 points each month.
   • By maintaining this performance for 12 consecutive months, the cost of the Apple Watch is fully reimbursed.

Additional Benefits

• Insurance Coverage:
  • Enrolling in the Zopper Wellness Program automatically provides a ₹1 lakh personal accident insurance cover from HDFC Ergo.
• Partial Refunds:
  • Even if participants don’t meet the highest step goals, they can still receive partial refunds ranging from 10% to 80% based on their monthly performance.

Important Notes

1. Consistency is Key:
   • The program requires strict adherence to daily step goals to qualify for refunds. Missing goals may significantly reduce the potential refund amount.
2. Program Availability:
   • This initiative is limited to specific Apple Premium Resellers and regions. Online purchases or transactions through non-participating stores are excluded.
3. Health Monitoring:
   • Participants should regularly check their progress on the HDFC Ergo app to ensure they are on track to meet their goals.

Conclusion

The “India Gets Moving” program is an excellent way for fitness enthusiasts and those looking to adopt a healthier lifestyle to acquire an Apple Watch at no cost. By incentivizing physical activity, HDFC Ergo and Zopper make fitness more engaging while offering substantial financial rewards.

Participants must adhere to the terms, maintain consistent physical activity, and use the tracking features effectively to maximize the benefits of this program. Whether you earn a partial or full refund, the initiative promotes well-being while giving you the chance to own a cutting-edge wearable device