EDUCATION SCHEMES
1. National Scholarship Portal (NSP)
- For: Students from Class 1 to Ph.D.
- Categories:
- Pre-Matric & Post-Matric (SC/ST/OBC/Minorities)
- Merit-based & income-based scholarships
- Apply Online: https://scholarships.gov.in
2. PM-USP (Prime Minister’s Scholarship Scheme)
- For: Wards of ex-servicemen & police personnel
- Amount: ₹2,500/month (girls), ₹2,000/month (boys)
3. Vidya Lakshmi Portal
- Purpose: Apply for education loans online from multiple banks
- Portal: https://www.vidyalakshmi.co.in
WOMEN EMPOWERMENT SCHEMES
1. Mahila Samman Savings Certificate (MSSC)
- Launched: 2023
- Interest Rate: 7.5%
- Tenure: 2 years
- Max Deposit: ₹2 lakh
- Tax-Free Returns
2. Support to Training and Employment Program (STEP)
- Goal: Skills & employment for women
- Sectors Covered: Agriculture, tailoring, handloom, etc.
3. Working Women Hostel Scheme
- Benefit: Safe and affordable housing for working women
- Includes: Day care for children
YOUTH & SKILL DEVELOPMENT SCHEMES
1. PMKVY (Pradhan Mantri Kaushal Vikas Yojana)
- Goal: Free skill training for youth
- Certificate: Govt. recognized
- Apply Online: https://www.pmkvyofficial.org
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2. Digital India Internship Scheme
- For: College students
- Duration: 2 months (extendable)
- Certificate + Stipend from MeitY
HEALTHCARE SCHEMES
1. Mission Indradhanush
- For: Children under 2 and pregnant women
- Benefit: Free vaccination for 12 preventable diseases
2. Jan Aushadhi Scheme
- Goal: Provide affordable generic medicines
- Where: Jan Aushadhi Kendras (medicine shops)
FOR SENIOR CITIZENS
1. Atal Pension Yojana (APY)
- Age Limit: 18–40 years
- Pension: ₹1,000 – ₹5,000/month post retirement
- Contribution: Monthly/quarterly, based on age
2. Vayoshree Scheme
- Benefit: Free assistive devices (like walking sticks, hearing aids)
- For: BPL senior citizens
FOR ENTREPRENEURS & STARTUPS
1. Startup India Scheme
- Goal: Encourage innovation, self-employment
- Benefits: Tax exemption, fast-track IPR, funding support
2. MUDRA Yojana
- For: Small businesses & MSMEs
- Loans Up To:
- Shishu: up to ₹50,000
- Kishore: ₹50,001 – ₹5 lakh
- Tarun: ₹5 lakh – ₹10 lakh
- Apply: Any bank or https://www.mudra.org.in
