PM-KISAN (Pradhan Mantri Kisan Samman Nidhi)
- Launched: 2019
- Eligibility: Small & marginal farmers
- Benefit: ₹6,000 per year, given in three ₹2,000 installments
- Mode: Direct Benefit Transfer (DBT)
- Apply: https://pmkisan.gov.in
PMAY (Pradhan Mantri Awas Yojana) – Urban & Rural
- Launched: 2015
- Goal: “Housing for All” by 2024
- Benefit: Interest subsidy up to ₹2.67 lakh for home loans
- Categories:
- EWS (Economically Weaker Section)
- LIG (Low Income Group)
- MIG (Middle Income Group)
- Apply: https://pmaymis.gov.in
Ayushman Bharat – PMJAY (Pradhan Mantri Jan Arogya Yojana)
- Launched: 2018
- Coverage: ₹5 lakh per family/year
- Hospitals: Over 24,000 empaneled hospitals
- Eligibility: Based on SECC 2011 data
- Smart card: Ayushman card issued for treatment
- Check eligibility: https://mera.pmjay.gov.in
Sukanya Samriddhi Yojana
- For: Girl child below 10 years
- Interest Rate: Around 8% (varies quarterly)
- Minimum Deposit: ₹250/year
- Maximum Deposit: ₹1.5 lakh/year
- Maturity: After 21 years or marriage after 18 years
- Tax Benefits: Under Section 80C
PMEGP (Prime Minister’s Employment Generation Programme)
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- Implemented by: KVIC (Khadi and Village Industries Commission)
- Loan: Up to ₹25 lakh for manufacturing, ₹10 lakh for service
- Subsidy:
- 15% – 35% (varies by category & location)
- Apply Online: https://www.kviconline.gov.in/pmegp/
Swachh Bharat Abhiyan (Clean India Mission)
- Launched: 2014
- Goals:
- Open Defecation Free (ODF) India
- Construction of toilets
- Awareness about sanitation
- Incentives: ₹12,000 for toilet construction for BPL families
Beti Bachao Beti Padhao
- Started: 2015
- For: Girl child survival and education
- Focus Areas:
- Reducing female foeticide
- Increasing school enrollment
- Promoting girl empowerment
Ujjwala Yojana (PMUY – Pradhan Mantri Ujjwala Yojana)
- Launched: 2016
- Goal: Provide LPG connections to BPL households
- Free: Gas connection + first refill + stove
- Documents Needed: Aadhaar card, BPL ration card, bank passbook
- Apply: Nearest LPG center or https://www.pmuy.gov.in
National Pension Scheme (NPS)
- For: Citizens aged 18–70 years
- Benefit: Retirement savings, partial withdrawal allowed
- Tier I Account: Mandatory for pension
- Tax Saving: Up to ₹50,000 additional under 80CCD(1B)
- Register: https://enps.nsdl.com
