Help ಕೂಲಿ ಕೆಲಸ ಮಾಡುವವರಿಗೆ ಸರ್ಕಾರದಿಂದ ಪ್ರತಿ ತಿಂಗಳು 3ಸಾವಿರ ಹಣ ಸಿಗುತ್ತೆ e-Shram Card !

The e-Shram Card is a pivotal initiative by the Government of India, aimed at providing social security and welfare benefits to unorganized sector workers.This comprehensive program seeks to create a national database of unorganized workers, facilitating their access to various government schemes and ensuring their financial and social well-being.

Understanding the e-Shram Card

Launched in August 2021 by the Ministry of Labour and Employment, the e-Shram portal serves as a centralized platform for registering unorganized workers across the country.Upon registration, workers receive a unique 12-digit Universal Account Number (UAN), which serves as their identity for availing benefits under various schemes. citeturn0search1

Eligibility Criteria

To be eligible for the e-Shram Card, individuals must meet the following criteria:

• Occupation: Engaged in the unorganized sector, including occupations such as construction work, agriculture, fishing, street vending, domestic work, and more.
• Age: Between 16 and 59 years.
• Other Conditions: Must not be a member of the Employees’ Provident Fund Organization (EPFO), Employees’ State Insurance Corporation (ESIC), or the National Pension System (NPS).citeturn0search2

Benefits of the e-Shram Card

1. Pension Scheme: Registered workers are eligible for the Pradhan Mantri Shram Yogi Maandhan (PM-SYM) scheme, which provides a monthly pension of ₹3,000 after attaining the age of 60 years.The contribution ranges from ₹55 to ₹200 per month, depending on the age at entry, with the government matching the worker’s contribution.citeturn0search0
2. Insurance Coverage: Accidental death and disability coverage are provided under the Pradhan Mantri Suraksha Bima Yojana (PMSBY).In the event of accidental death or full disability, the insured amount is ₹2 lakh; for partial disability, it is ₹1 lakh.citeturn0search0
3. Health Benefits: Access to health coverage up to ₹5 lakh per family per year for secondary and tertiary care hospitalization under the Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AB-PMJAY).citeturn0search0
4. Financial Support: Inclusion in various social security and welfare schemes, such as the Public Distribution System (PDS) and Pradhan Mantri Awaas Yojana – Gramin (PMAY-G), providing assistance in food security and housing. citeturn0search0
5. Skill Development: Opportunities for skill enhancement and apprenticeship through integration with the Skill India Digital portal, aiming to improve employability and income prospects. citeturn0search3

Registration Process

Workers can register for the e-Shram Card through the official e-Shram portal or by visiting the nearest Common Service Centre (CSC).The registration process requires the following documents:

• Aadhaar Card: A valid Aadhaar number is mandatory for registration.
• Bank Account Details: Active bank account information is required for the transfer of benefits.
• Mobile Number: Preferably linked with Aadhaar for OTP verification during the registration process.

The registration is free of cost, and upon successful completion, workers receive their e-Shram Card with the unique UAN. citeturn0search2

Integration with Other Schemes

The e-Shram portal is integrated with various government schemes to streamline benefits for unorganized workers:

• National Career Service (NCS): Facilitates job search and employment opportunities.
• Pradhan Mantri Shram Yogi Maandhan (PM-SYM): Enables easy enrollment into the pension scheme.
• Skill India Digital Portal: Provides access to skill development programs.
• myScheme Portal: Offers a one-stop search and discovery of government schemes based on eligibility.citeturn0search3

Recent Developments

As of November 2024, over 30.42 crore unorganized workers have registered on the e-Shram portal. The government continues to enhance the platform by integrating additional social security and welfare schemes to provide a comprehensive support system for unorganized workers. citeturn0search3

Conclusion

The e-Shram Card represents a significant step towards formalizing the unorganized sector and ensuring that workers have access to essential social security benefits.By registering on the e-Shram portal, unorganized workers can secure their future and avail themselves of various government schemes designed for their welfare.help