Government Schemes 2025 : ಮೋದಿಜಿ ಅವರು SSLC ಹಾಗು PUC ಅವರಿಗೆ 3000 ದಿನ 5000 ಹಣ ಪ್ರತಿ ತಿಂಗಳು ಕೊಡ್ತಿದ್ದಾರೆ
Modi Government Schemes 2025
1. Introduction
Since coming to power in 2014, Prime Minister Narendra Modi has launched numerous welfare and development schemes to promote social inclusion, rural development, digital transformation, and economic growth. In 2025, these schemes have evolved further with digital governance, DBT (Direct Benefit Transfer), and targeted interventions. This article presents a comprehensive overview of key central government schemes active in 2025.
2. Vision of Modi Government
The Modi government aims to build a “Viksit Bharat” (Developed India) by 2047. The focus is on:
- Inclusive growth
- Women-led development
- Technology-driven governance
- Sustainable agriculture
- Digital economy
- Self-reliant India (Atmanirbhar Bharat)
3. Social Welfare Schemes
3.1 Pradhan Mantri Awas Yojana (PMAY) – Urban & Gramin
- Launched: 2015
- Goal: Housing for All
- Benefits: Up to ₹2.67 lakh subsidy for urban & ₹1.2 lakh for rural housing
- 2025 Update: PMAY 3.0 launched with focus on slum redevelopment
3.2 Ayushman Bharat – PM-JAY
- Health coverage of ₹5 lakh/family/year
- Over 50 crore beneficiaries
- Free treatment in 25,000+ hospitals
- In 2025: Paperless e-card, telemedicine boost, AI diagnostics
3.3 PM Garib Kalyan Anna Yojana (PMGKAY)
- Free 5kg food grains/month
- Extended in 2025 due to inflationary trends
3.4 PM Ujjwala Yojana 2.0
- Free LPG connection to BPL women
- Refill support & free stove
- In 2025: Smart stoves pilot started in tribal areas
4. Youth & Education Schemes
4.1 PM Scholarship Scheme (PMSS)
- ₹30,000–₹36,000 annually for dependent wards of ex-servicemen
4.2 PM YASASVI (Young Achievers Scholarship Award Scheme)
- For OBC/EBC/DNT students from Class 9 to 12
4.3 Atmanirbhar Bharat Internship
- Paid internships for graduate students at PSUs and government offices
4.4 Skill India & PMKVY 4.0
- Skilling & upskilling youth in AI, ML, robotics, cloud, solar energy
5. Women Empowerment Schemes
5.1 Beti Bachao, Beti Padhao
- Girl child education and welfare
- Focus on improving sex ratio & education
5.2 Mahila Samman Savings Certificate 2025
- 7.5% interest; ₹2 lakh maximum deposit
- Safe short-term investment for women
5.3 Free Sewing Machine Yojana
- For women from low-income families
- Empowering self-employment
5.4 Lakhpati Didi Yojana
- Train 2 crore women to earn ₹1 lakh annually
- Includes training in dairy, tailoring, handicrafts
6. Farmers & Agriculture Schemes
6.1 PM Kisan Samman Nidhi
- ₹6,000/year to eligible farmers in 3 installments
- 2025: New verification system via Aadhaar
6.2 PM Fasal Bima Yojana
- Crop insurance with low premium
- AI-based crop damage assessment
6.3 Kisan Credit Card
- Short-term credit up to ₹1.6 lakh at low interest
- Now extended to animal husbandry, fisheries
6.4 PM Krishi Sinchai Yojana
- Micro-irrigation & water-use efficiency
7. Housing, Health & Sanitation
7.1 Swachh Bharat Abhiyan 2.0
- Focus on rural solid waste management
- Toilets for every household
- Behavior change campaigns
7.2 Jal Jeevan Mission
- Tap water to every rural home by 2025
- Over 13 crore households covered till June 2025
7.3 National Digital Health Mission
- Digital health ID
- EHR (Electronic Health Record) system
- 2025: Integration with Ayushman Bharat
8. Employment & Business Schemes
8.1 PMEGP
- Up to ₹25 lakh for manufacturing & ₹10 lakh for services
- 15–35% subsidy
8.2 Stand-Up India
- Loans from ₹10 lakh to ₹1 crore for SC/ST and women
8.3 Startup India
- Tax benefits, funding support, startup recognition
- 2025: Focus on Tier-2/3 cities
8.4 Mudra Yojana
Related Posts
- Shishu, Kishor, Tarun loans up to ₹10 lakh
- Collateral-free
9. Pension & Insurance
9.1 Atal Pension Yojana
- Monthly pension of ₹1,000–₹5,000 after 60
- For unorganized sector workers
9.2 PM Jeevan Jyoti Bima Yojana
- ₹2 lakh life insurance at ₹436/year
9.3 PM Suraksha Bima Yojana
- ₹2 lakh accidental insurance at ₹20/year
9.4 PM Vaya Vandana Yojana
- Pension scheme for senior citizens
- 7.4% guaranteed return
10. Digital India & Technology
10.1 Digital India
- Common Service Centers (CSCs)
- Internet in villages
- Aadhaar-linked services
10.2 DigiLocker
- Secure cloud for certificates
- Used in KYC, education, transport
10.3 India Stack & UPI
- Real-time payments via UPI
- 2025: UPI Lite, UPI Tap & Pay
11. Infrastructure Development
11.1 PM Gati Shakti
- Multi-modal infrastructure masterplan
- Unified logistics interface
11.2 Bharatmala Pariyojana
- 83,000 km highway development
- Connectivity to border areas
11.3 Smart Cities Mission
- 100 cities with digital infrastructure
- 2025: 80% implementation completed
12. Renewable Energy
12.1 PM Surya Ghar Muft Bijli Yojana
- Rooftop solar for 1 crore households
- Up to 300 units free electricity/month
12.2 National Hydrogen Mission
- Green hydrogen push for energy security
13. Welfare for SC/ST/OBC/Minorities
13.1 Post Matric Scholarship
- For SC/ST/OBC students
- Full tuition + hostel support
13.2 Stand-Up India for SC/ST
- Capital support for SC/ST entrepreneurs
13.3 Pre-Matric & Merit-cum-Means Scholarship for Minorities
- Financial aid for school and college students
14. State-Specific Implementation
Many schemes are centrally sponsored but implemented by states like:
- Karnataka: Gruha Lakshmi, Anna Bhagya integrated with PMGKAY
- UP: One District One Product linked with Startup India
- Gujarat: Solar rooftop pilot integration with PM Surya Ghar
15. Budget Allocation for 2025
- PM Kisan: ₹75,000 Cr
- Health Mission: ₹86,000 Cr
- Education: ₹1.12 lakh Cr
- Jal Jeevan: ₹80,000 Cr
- MNREGA: ₹60,000 Cr
- Startups: ₹15,000 Cr innovation fund
16. Achievements & Criticism
Achievements
- Over 12 crore toilets built
- 50 crore health cards issued
- Over 11 crore farmers covered under PM-KISAN
- 7 crore Mudra loans disbursed
Criticism
- Implementation delays
- Limited awareness in remote areas
- Issues in DBT transfers
17. Digital Portals to Apply Online
- https://pmaymis.gov.in
- https://pmkisan.gov.in
- https://digilocker.gov.in
- https://startupindia.gov.in
- https://mygov.in
18. Step-by-Step: Apply for Key Schemes
Example – PM Kisan
- Visit pmkisan.gov.in
- Click on “New Farmer Registration”
- Enter Aadhaar, mobile, and land details
- Submit and verify
Similar steps for Ujjwala, Awas, Surya Ghar on respective portals.
19. Conclusion
The Modi government’s schemes in 2025 are centered around self-reliance, welfare, and digital governance. By integrating Aadhaar, UPI, and mobile tech, the schemes are accessible, efficient, and directly beneficial to citizens.
20. FAQs
Q1: How to apply for Surya Ghar Scheme?
Visit https://pmsuryaghar.gov.in, register with Aadhaar and electricity bill.
Q2: Who is eligible for Mudra loan?
Any non-corporate small business owner with valid ID and business plan.
Q3: Can women apply for both PMAY and Ujjwala?
Yes, if they fulfill eligibility criteria.
Q4: What is the minimum age for Atal Pension Yojana?
18 years; maximum 40 years.
