About the Program
The Kotak Junior Scholarship Program 2025–26 is a CSR initiative by Kotak Education Foundation (KEF) under the Kotak Mahindra Group. It is designed to support Class 11 students from low-income families in the Mumbai Metropolitan Region (MMR) by providing financial aid, mentorship, and career guidance for a period of 2 years (Class 11 and 12).
Objectives
- Promote academic excellence among students from economically weaker sections.
- Bridge the gap between talent and opportunity.
- Provide a strong support system for personal and academic growth.
Benefits
- Financial Aid: ₹3,500/month for up to 21 months (Total ₹73,500).
- Mentorship: Academic mentoring and career guidance.
- Developmental Support: Life-skills workshops, field visits, and exposure programs.
Eligibility Criteria
| Requirement | Details |
|---|---|
| Academic Score | Minimum 85% marks in Class 10 (SSC/CBSE/ICSE – 2025) |
| Admission | Must be admitted to Class 11 (any stream) |
| Income | Annual family income ≤ ₹3,20,000 |
| Location | Must reside and study in MMR (e.g., Mumbai, Thane, Navi Mumbai) |
| School Type | Must be a recognized junior college in MMR |
| Exclusion | Children of KEF/Buddy4Study employees are not eligible |
Eligible Locations in MMR
- Mumbai City & Suburban
- Thane
- Navi Mumbai
- Kalyan-Dombivli
- Ulhasnagar
- Mira-Bhayandar
- Panvel
- Vasai-Virar
- Bhiwandi-Nizampur
- Palghar, Uran, Ambernath, Badlapur, Karjat, etc.
Important Dates
- Application Start: May 2025
- Deadline: June 30, 2025
- Interviews/Verification: July–August 2025
- Results: September 2025
- Disbursement Begins: October 2025
How to Apply (Step-by-Step)
- Visit Buddy4Study Portal
- Register or log in
- Fill out the application form
- Upload all required documents
- Submit the application
Documents Required
- Class 10 marksheet (2025)
- Admission proof (Class 11 ID or fee receipt)
- Family income certificate
- Ration Card (Yellow/Orange)
- Aadhar Card (Student + Parents)
- PAN Card (Parent)
- Bank passbook/statement (Student’s account)
- Recent passport photo
- ITR/Form 26AS (if available)
Related Posts
Selection Process
- Shortlisting based on eligibility
- Document verification
- Telephonic/video interview by KEF
- Final selection and announcement
Roles
- Buddy4Study: Application platform and support
- Kotak Education Foundation: Fund management, mentorship, and final decisions
Renewal for Class 12
- Students must submit:
- Class 11 marksheet
- Class 12 admission proof
- Maintain academic performance
- Re-verification if required
Common FAQs
- Below 85% marks? ➡️ Not eligible
- Reside outside MMR but study inside? ➡️ Not eligible
- No PAN card? ➡️ Parent’s PAN is mandatory
- Diploma students? ➡️ Not eligible
Impact and Testimonials
- Past scholars have entered prestigious colleges like IITs and Mumbai University.
- Students have benefited from mentorship, skill-building workshops, and networking.
Tips for a Strong Application
- Ensure clear, accurate documents
- Write a clear, honest purpose statement
- Stay active on email and phone for follow-ups
- Practice for interviews
Mistakes to Avoid
- Submitting unclear documents
- Incomplete or false information
- Using someone else’s bank account
- Missing deadlines or follow-ups
Contact Support
- Phone: 011-430-92248 (Ext: 325)
- Email: [email protected]
- Hours: Mon–Fri, 10 AM–6 PM
Final Message
The Kotak Junior Scholarship Program offers more than just money—it’s a life-changing opportunity for students with talent and dreams but limited means. If you qualify, don’t hesitate—apply today and give your future a powerful boost.
